Mike P 0 Report post Posted March 12, 2014 Hi Guys, need to ask if any of you knows how does the insurance work if there's a separated itinerary on a connecting flight. Like flying on MH from KUL to SIN from 21st Mar till 30th Mar, then have a connecting flight on TZ from SIN to OOL from 21st till 29th Mar. If I were to buy MH insurance, would it cover me even if I were in Australia? Or I should just buy insurance on TZ? Some enlightenment here would be much appreciated. Share this post Link to post Share on other sites
Kenneth Chong WT 0 Report post Posted March 12, 2014 (edited) I suggest you buy from travel agency...I don't think mh and tz has interlining...thus each insurance only covers their own segment...but if you buy from an agency...it covers from the day you depart thru to the day you arrive home...Australia is rm36 or so not, more than 100...I think... Edited March 12, 2014 by Kenneth Chong WT Share this post Link to post Share on other sites
Naim 6 Report post Posted March 12, 2014 Hi Guys, need to ask if any of you knows how does the insurance work if there's a separated itinerary on a connecting flight. Like flying on MH from KUL to SIN from 21st Mar till 30th Mar, then have a connecting flight on TZ from SIN to OOL from 21st till 29th Mar. If I were to buy MH insurance, would it cover me even if I were in Australia? Or I should just buy insurance on TZ? Some enlightenment here would be much appreciated. You need to buy insurance from first day of journey till last day of journey. For e.g. take a look at https://secure.acetravelinsurance.com/ATIMY/?gclid=CLbnqanEjb0CFYkl4godZlkAjA Share this post Link to post Share on other sites
Kenneth Chong WT 0 Report post Posted March 12, 2014 Yup...I concur... Share this post Link to post Share on other sites
Raymund Yeoh 1 Report post Posted March 12, 2014 Since we r on this topic....does travel insurance cover incidents like terrorists bombing n natural disasters like earthquake or typhoon ? Share this post Link to post Share on other sites
Kenneth Chong WT 0 Report post Posted March 13, 2014 Hijacking yes...and any sort of curtailment of your travel...http://www.axa.com.my/123/en/Personal-Insurance/Travel/SmartTraveller see the list of things covered...don't think it covers natural disaster but hospitalization or death from natural disasters are included... Share this post Link to post Share on other sites
Naim 6 Report post Posted March 13, 2014 Since we r on this topic....does travel insurance cover incidents like terrorists bombing n natural disasters like earthquake or typhoon ? Different providers have different coverages. Check each one out, read fine prints too. Share this post Link to post Share on other sites
Mike P 0 Report post Posted March 13, 2014 Okay. So Since I have multiple flights from KUL to SIN on MH, then SIN to OOL on TZ, then OOL to MEL on TT, then MEL to SYD on TT, then SYD to SIN on TZ and then SIN to KUL on MH, I should go with travel insurance like Ace then? Rather than buying insurance from airlines? Cheap! Only 41.50 MYR per person! Step 2. Select a Plan Emerald Single Trip Ruby Single Trip Sapphire Single Trip Sapphire Annual Multi-Trip Select your cover level Premium Price (inclusive of RM10 stamp duty) RM52.00 RM59.00 RM79.00 RM450.00 Direct Rebate RM10.50 RM12.25 RM17.25 RM110.00 Total Premium (inclusive of RM10 stamp duty) Key Benefits RM41.50 Buy Now RM46.75 Buy Now RM61.75 Buy Now RM340.00 Buy Now Accidental Death and Disablement Per Adult Per Child ? 200,000 25,000 300,000 50,000 325,000 75,000 325,000 75,000 Medical Expenses ? 250,000 350,000 400,000 400,000 Medical Evacuation and Repatriation ? Unlimited Unlimited Unlimited Unlimited Loss of Luggage and Personal Effects Single article limit/ Maximum Amount Payable ? 250/ 2,500 500/ 5,000 500/ 7,500 500/ 7,500 Travel Cancellation and Curtailment ? 15,000 20,000 25,000 25,000 Checked in Luggage Delay Amount per 24 hours/ Maximum Amount Payable ? 100/ 400 200/ 800 200/ 1,000 200/ 1,000 Travel Delay Amount per 6 hours/ Maximum Amount Payable ? 150/ 2,700 200/ 3,600 200/ 3,600 200/ 3,600 ACE Assistance 24 hours Worldwide Assistance Services Included Included Included Included Total Premium (inclusive of RM10 stamp duty) Back RM41.50 Buy Now RM46.75 Buy Now RM61.75 Buy Now RM340.00 Buy Now Share this post Link to post Share on other sites
Kee Hooi Yen 0 Report post Posted March 14, 2014 I believe 'Flight Insurance' only covers the particular flight segment only, it does not cover anything on the ground which is not flight related. However, 'Travel Insurance' is different, it covers the flights as well as the duration you spend abroad. Correct me if I am wrong Share this post Link to post Share on other sites
Mulyadir Fitri 0 Report post Posted March 14, 2014 Since we're on this topic, which company gives the best service? I am looking at Ace and AIG here. Going to Hong Kong next week Share this post Link to post Share on other sites
Al Khaymi 0 Report post Posted March 14, 2014 I normally opt for the annual worldwide plan. But again, travel insurance here in brunei are expensive (maybe because only two or three companies offer them). It costs me BND375 annually. There's the Asia only option available for half the price. Share this post Link to post Share on other sites
Jeffery Lim 0 Report post Posted March 14, 2014 Bought AXA last time for a trip to US and the claim for medical was fast and hassle free. Share this post Link to post Share on other sites
Kenneth Chong WT 0 Report post Posted March 14, 2014 Axa is the cheapest for usa...I agree...I bought an annual just because it was a few dollar difference...but it also depends on the travel agency you go to...some 'insist' on a particular plan /company... Share this post Link to post Share on other sites
