Isaac 0 Report post Posted August 27, 2005 Is there any FFP (Frequent Flyer Program) associated with the Citibank Credit Card ? Thanks in advance. Share this post Link to post Share on other sites
Guest Fendy Report post Posted August 27, 2005 i'm sure most FFP have partnership with Citi. this site might have what you are looking for http://www.flyertalk.com/forum/forumdisplay.php?f=415 Share this post Link to post Share on other sites
H Azmal 0 Report post Posted August 27, 2005 I used to work with Citibank in their Bankcard Collections Dept. (Credit card la). I tell you you DON'T WANT a credit card. Share this post Link to post Share on other sites
Denny Yen 0 Report post Posted August 27, 2005 Is there any FFP (Frequent Flyer Program) associated with the Citibank Credit Card ? Thanks in advance. 6071[/snapback] In Hong Kong and Taipei, Citibank and CX has a joint-program on Citibank's AsiaMiles/Visa CC. I enquired with Taipei Citibank, but was told outright this CC requires a USD30,000 minimum monthly in your private banker a/c (they didn't even bother to ask to see my payslip). Yeah, wait till they hear about my Swiss bank a/c. Currently there is a promotion...earn 50,000 AM and redeem it for CX 744 simulator session in CX City in HKG. Share this post Link to post Share on other sites
Keno Omar 0 Report post Posted August 28, 2005 In Malaysia the only credit card that's directly linked to airline redemption is RHB/Air Asia card. General credit cards like Maybank, Citibank etc. can convert your monthly balance into 'points' which only then converted into actual airline mileages. You don't really earn mileages as much this way. Not available to Malaysian residents though, but world's largest airline (AA) teams up with world's largest bank (Citibank) for their mileage credit card. Anyhow, I came across this article on CNN a while ago about airline credit card. Interesting... Dirty secrets of airline credit cards January 7, 2005: 2:57 PM EST By Jeanne Sahadi, CNN/Money senior writer http://money.cnn.com/2004/09/22/pf/debt/airline_rewards/ Share this post Link to post Share on other sites
Roszaimy 0 Report post Posted August 29, 2005 Well, who in the right mind would carry such a huge balance of $3,000 for one year? Everyone knows that the interest is just plain overkill! (18% p.a for Malaysia's case). Is that "airline reward" credit card requires you to have a "balance" in your credit card in order to get the free tix? Share this post Link to post Share on other sites
Isaac 0 Report post Posted August 30, 2005 I tell you you DON'T WANT a credit card. 6110[/snapback] Azmal, care to elaborate futher ? Share this post Link to post Share on other sites
H Azmal 0 Report post Posted August 30, 2005 Azmal, care to elaborate futher ? 6389[/snapback] First, try this: http://www.zilchworks.com/CreditCardMath.html Then try missing just one payment (or, if you're feeling adventurous, try three), report the outcome to me Make sure you do really have enough money to pay up for the delayed payment + interest. P/S: Try this at your own risk. Tehehehe... Share this post Link to post Share on other sites
Isaac 0 Report post Posted August 30, 2005 By the way, is there any twist behind the "free for life" EON Bank & AM Bank credit card ? Share this post Link to post Share on other sites
Denny Yen 0 Report post Posted August 30, 2005 Azmal, care to elaborate futher ? There is a "vicious circle of a debt feeding another debt" phenomena plaguing the younger generation group (20s-40s year olds). It is so alarming that psychiatrists are prescribing treatment for them. Here's the scenario: on average, an individual will have 3 cards. They will use the other cards to fuel their spending eventhough they have/almost hit the limit with the initial cards. Its a vicious circle, and it has led to suicide. Share this post Link to post Share on other sites
H Azmal 0 Report post Posted August 30, 2005 The bank laughs if you miss just ONE payment (not because of the relatively small amount you owe, but the amount of interest the delayed payment will incur. Even if you have been making steady monthly payments, roughly 60% of your payment goes towards the interest. Check out the Credit Card Math link above. That's why it feels like it takes forever to finish off your balance). Specifics with THE bank? I've seen all kind of problems cardholders have when trying to make payment. Some outright lie, some go to Ah Longs, some just ignore our calls. This bank has an ENTIRE floor at its Tower with the same name in Jln Ampang dedicated to officers making calls to credit card payment defaulters. Imagine being hounded 3-4 times a day until you make the payment - through your mobile, office phone and home phone. Not a moment's peace until you agree to pay some amount. If no payment until a certain time, the bank even sends out agents to get payment from you in person. You can run but you can't hide. One tip: If you are already in a situation with the said bank, do yourself a big favour. PICK UP THE PHONE when they call you. Ask them if there's a way out of paying for the interest through the nose (nicely of course). Most cardholders make the mistake of ignoring calls and letters they only lead themselves to certain financial ruin. If you haven't already got a card, better don't. Share this post Link to post Share on other sites
Isaac 0 Report post Posted September 2, 2005 Thanks for the advice, guys. Share this post Link to post Share on other sites